Detailed reports on your roof’s condition. Ideal for real estate transactions or annual maintenance checks. We spot rust, rot, and wear early.
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When you schedule an inspection with Oahu Roof Support, you're getting more than a quick glance at your shingles. Our thorough assessment covers every aspect of your roof's condition:
We examine your entire roofing system from multiple angles, identifying wind damage, lifted or missing shingles, cracked tiles, compromised flashing, and deterioration caused by Oahu's unique combination of salt air, UV exposure, and trade winds.
For insurance claim purposes, aerial footage captures damage patterns that are impossible to see from a ladder. This bird's-eye perspective provides undeniable evidence of storm impact and wind uplift across your entire roof surface.
Roof damage doesn't stop at the surface. We check your attic space, ceilings, and interior walls for signs of moisture intrusion, water staining, and hidden leaks that could be silently damaging your home.
Using professional-grade moisture meters, we identify areas where water has penetrated even when there's no visible staining. Catching moisture early prevents mold growth and structural damage down the road.
Detailed Reporting:
Every inspection includes comprehensive documentation of our findings. For insurance claims, this report becomes your strongest asset when seeking approval for repairs or full roof replacement.
Inspection time varies based on your property. Most single-family home inspections take 30 minutes to an hour and a half, depending on roof size and whether interior inspection is needed.
Oahu's location in the Pacific means our homes face weather conditions that mainland roofs never experience. From Kona winds to tropical storms, from constant trade wind exposure to salt air corrosion, your roof is under assault year-round.
No matter where you live on Oahu, if your roof has been exposed to Hawaii's weather, it's been exposed to potential damage.
Here's what most homeowners don't realize: your roof may have damage that qualifies for insurance coverage right now, and you might not even know it.
Insurance companies aren't in the business of telling you what's covered. They're in the business of minimizing payouts.
That's where we come in.
Step 1: Professional Inspection & Documentation:
We conduct a thorough inspection specifically designed to identify damage that meets insurance claim criteria. Our documentation is detailed, professional, and formatted to give adjusters exactly what they need to approve your claim.
Step 2: Claim Filing Assistance:
We help you file your claim correctly the first time. Improper filing is one of the top reasons claims get delayed or denied. We assist you through the process so nothing falls through the cracks.
Step 3: Adjuster Meeting Support:
When your insurance adjuster comes to inspect, we can be there to walk them through our findings. Having a knowledgeable advocate present ensures nothing gets overlooked or dismissed.
Step 4: Approval & Contractor Connection:
Once your claim is approved, we connect you with our network of trusted, licensed contractors who specialize in insurance restoration work. For complex claims, we can also connect you with licensed public adjusters and appraisers to ensure you receive every dollar you're entitled to.
The result?
Homeowners who thought they'd be paying out of pocket for a new roof discover their insurance covers the full replacement, often with just a $500 to $1,000 deductible on older policies.
Wind Damage:
Hawaii's trade winds are constant, but it's the stronger gusts from storms and Kona winds that cause the most damage. Wind uplift loosens shingles, breaks seals, and creates entry points for water. This damage often isn't visible from the ground but shows clearly in our drone footage and close-up inspection.
Storm Damage:
Tropical storms and hurricanes don't have to make direct landfall to damage your roof. Outer bands bring damaging winds that can affect homes across the entire island. If you've experienced any significant weather event, your roof may have damage worth documenting.
Interior Leaks & Water Damage:
A leak doesn't necessarily mean your roof is old or failing, it often means there's specific damage that can be claimed. Water staining on ceilings, moisture in attic spaces, and unexplained interior dampness are all signs that warrant professional inspection.
Flashing & Penetration Failures:
Areas around vents, skylights, chimneys, and other roof penetrations are common failure points. Hawaii's temperature swings and UV exposure break down sealants faster than on the mainland.
Tile & Shingle Deterioration:
Whether you have asphalt shingles, concrete tiles, or metal roofing, Hawaii's environment accelerates wear. Cracked tiles, curling shingles, and surface granule loss are all documentable conditions.
We work with all major insurance carriers serving Oahu homeowners:
Each insurance company has different documentation requirements and claim processes. Our experience working with these carriers means we know what they're looking for and how to present your claim for the best chance of approval.
Understanding Your Policy:
Many Oahu homeowners with older policies have favorable terms they don't even realize: including $500 to $1,000 flat deductibles and Replacement Cost Value (RCV) coverage. Newer policies often carry percentage-based deductibles (typically 1% of home value), but full roof replacement coverage is still possible with proper documentation.
While our primary focus is helping Oahu homeowners navigate insurance claims, we also provide professional inspection services for:
Buying or selling a home? A professional roof inspection protects both parties and can be a powerful negotiating tool. We provide detailed reports that give buyers confidence and help sellers demonstrate their home's condition.
Managing multiple properties requires systematic roof assessment. We work with homeowner associations and apartment owner associations to evaluate roof conditions across your community and prioritize maintenance or replacement needs.
Business owners and property managers need reliable roof assessments to protect their investments. Contact us to discuss your commercial inspection needs.
Pricing for real estate, HOA, and commercial inspections varies based on scope. Contact us for a custom quote.
How long do I have to file a roof insurance claim in Hawaii?
In Hawaii, you typically have up to two years to file a property damage claim, though filing within one year is recommended for the smoothest process. The sooner you document damage after a weather event, the stronger your claim will be.
Does homeowners insurance cover roof replacement in Hawaii?
Yes, if the damage is caused by a covered event like wind or storm damage. Insurance typically doesn't cover roofs that have simply worn out over time, but damage from specific weather events is generally covered. Many homeowners are surprised to learn their roof damage qualifies.
How do I know if my roof has storm damage?
You often can't tell from the ground. Wind damage, in particular, may not be visible without getting on the roof or using drone footage. Signs that warrant inspection include missing or displaced shingles, granules in your gutters, interior water stains, or simply knowing your area experienced high winds.
What's the difference between RCV and ACV policies?
Replacement Cost Value (RCV) policies pay to replace your roof with new materials of similar quality. Actual Cash Value (ACV) policies factor in depreciation, meaning you receive less as your roof ages. Many older Oahu policies are RCV which is good news for homeowners with damage.
Will filing a claim raise my insurance rates?
This varies by carrier and your claims history. However, if you have legitimate damage, not filing means paying for repairs out of pocket that your policy should cover. We can discuss the specifics of your situation during your inspection.
What if my insurance claim gets denied?
Denials aren't always final. With proper documentation and professional advocacy, many initially denied claims get approved on appeal or supplemental submission. We can connect you with licensed public adjusters and appraisers who specialize in claim disputes.
Is the inspection really free?
Yes, for homeowners pursuing insurance claims. Our goal is to help you get your roof repaired or replaced through your insurance coverage. If you need an inspection for real estate, HOA, or other purposes, contact us for pricing.
How do I prepare for my roof inspection?
Not much preparation is needed. Just ensure we can access your property and, if possible, your attic space. Having your insurance policy information available is helpful but not required for the initial inspection.
Your roof protects everything underneath it, your family, your belongings, your investment. Don't wait for a small problem to become an expensive disaster, and don't leave money on the table by ignoring damage your insurance should cover.
Whether you're in Mililani, Ewa Beach, the North Shore, Kaneohe, Waianae, Honolulu, or anywhere else on Oahu, we're here to help.
Prefer to call? Reach us directly at 808-766-8023
